Weather Forecast


Thrivent associate earns long-term care certification

Jean Hallberg, a local financial associate with Thrivent Financial for Lutherans, has been designated as Certified in Long Term Care (CLTC).

The CLTC program is independent of the insurance industry and focuses on helping financial service professionals meet their client’s long-term care needs. It is the long-term care insurance industry’s only independent professional designation.

Created in 1999, the course is focused on the field of long-term care planning and provides legal, accounting, insurance and financial service professionals the tools necessary to address the subject matter with their middle-age clients.

The goal of the designation is to teach financial professionals how to create a plan that preserves the emotional, physical, and financial well-being of a client’s family should care be necessary. Once established, options to fund that plan are reviewed and recommended where appropriate.

“I strive to provide clients with a financial strategy that meets their needs,” said Hallberg. “My ability to do that well depends on my understanding of their unique situation.”

Participants are provided the information and training needed to offer guidance to families on a range of issues, including home care, assisted living, nursing homes, social services, and establishing a plan for what will pay for these resources.

“It is my responsibility to help people understand the emotional, physical and financial consequences associated with providing or paying for care over an extended period of time. It is essential they have this information so they can take action to protect those they love while they have options. I am committed to helping my clients create an appropriate plan to meet their specific needs,” said Hallberg.

Hallberg and Dale Wanderi represent Thrivent Financial in the Perham area. To reach Hallberg, call 218-346-5073.

For more information about CLTC, visit