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Guest Editorial: A new way of paying for college

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Sure, it's hard on individuals when changes knock whole industries for a loop. Just ask anyone in the newspaper business, among others.

Still, this "creative destruction" power of capitalism is one of the greatest features of life in America. It's mind-boggling to watch the evolution brought about by innovators such as Henry Ford, Ray Kroc and Steve Jobs.

And here's another attraction: Creative destruction takes place in the world of ideas, too.

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