Publish January 24, 31, February 7, 14, 21, and 28, 2019
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: APRIL 11, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $26,273.37
MORTGAGOR(S): LYLE L. KEGLEY
MORTGAGEE: FARMERS STATE BANK OF DENT NOW KNOWN AS UNITED COMMUNITY BANK
DATE AND PLACE OF RECORDING: MAY 4, 2005
OFFICE OF THE OTTER TAIL COUNTY RECORDER, MINNESOTA
DOCUMENT NUMBER: 975385
Lot Eight (8) of Minn-Kota Beach
COUNTY IN WHICH PROPERTY LOCATED: OTTER TAIL
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $21,545.79
THAT prior to the commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements as required by statute;
THAT no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: MARCH 14, 2019 10:00 A.M.
PLACE OF SALE: THE NORTH DOOR OF THE OTTER TAIL COUNTY COURTHOUSE 121 WEST JUNIUS AVENUE FERGUS FALLS, MINNESOTA 56537
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney's fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single- family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 or the time for redemption is not reduced by judicial order, is 11:59 p.m. on September 14, 2019. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
AT THE TIME OF THE COMMENCEMENT OF SAID MORTGAGE FORECLOSURE PROCEEDINGS, SAID LANDS WERE NOT AGRICULTURAL LANDS AS DEFINED BY THE MINNESOTA OMNIBUS FARM ACT, LAWS OF 1986, CHAPTER 398.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
THIS IS AN ATTEMPT TO COLLECT A DEBT. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Mortgagors released from financial obligations on mortgage: None.
Pursuant to Minn. Stat. 580.025, the party foreclosing the Mortgage provides the following information, to the best of its knowledge:
(1) Physical Street Address, City and Zip Code of Mortgaged Premises: 31857 Brightwood Shores Rd. Dent, 56528
(2) Transaction Agent, Residential Mortgage Servicer, Lender or Broker: United Community Bank
(3) Tax Parcel Identification Number of Mortgaged Premises: 38000990581000
(4) Transaction Agent's Mortgage
Identification Number, If Stated On Mortgage: 12100
(5) Name of Mortgage Originator, If Stated on Mortgage: United Community Bank
Dated: January 10, 2019
UNITED COMMUNITY BANK
By /s/ Scott T. Johnston
Scott T. Johnston
Attorney Reg. No. 52334
Attorney for Mortgagee
THIS INSTRUMENT WAS DRAFTED BY:
JOHNSTON LAW OFFICE, P.A.
SCOTT T. JOHNSTON, ATTORNEY AT LAW
Easton Place, 510 22nd Avenue East #101
PO Box 1218
Alexandria MN 56308-1218