ADVERTISEMENT

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: MAY 28, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,200.

NOTICE OF MORTGAGE
FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: MAY 28, 2010
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,200.00
MORTGAGOR(S): HEATHER L. MORRIS NOW KNOWN AS HEATHER L. CZECK, AN UNMARRIED PERSON, AND MARY L. ANDERSON, AN UNMARRIED PERSON
MORTGAGEE: UNITED COMMUNITY BANK
DATE AND PLACE OF RECORDING: JUNE 4, 2010 OFFICE OF THE OTTER TAIL COUNTY RECORDER, MINNESOTA
DOCUMENT NUMBER: 1075867
LEGAL DESCRIPTION:
That part of the Northeast Quarter of the Southeast Quarter, Section 14, Township 136, Range 40, Otter Tail County, Minnesota, described as follows:
Commencing at the northeast corner of said Northeast Quarter of the Southeast Quarter; thence South 00 degrees 09 minutes 07 seconds West (bearing is based on Otter Tail County Coordinates – 1996 Adjustment) along the east line of said Northeast Quarter of the Southeast Quarter, a distance of 405.00 feet to the point of beginning of the land to be described; thence continuing South 00 degrees 09 minutes 07 seconds West along said east line, a distance of 730.93 feet; thence North 89 degrees 50 minutes 53 seconds West perpendicular to said east line, a distance of 944.00 feet; thence North 00 degrees 09 minutes 07 seconds East parallel to said east line, a distance of 730.93 feet; thence South 89 degrees 50 minutes 53 seconds East a distance of 944.00 feet to the point of beginning.
COUNTY IN WHICH PROPERTY LOCATED: OTTER TAIL
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,099.99
THAT prior to the commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements as required by statute;
THAT no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: JUNE 3, 2021 10:00 A.M.
PLACE OF SALE: THE NORTH DOOR OF THE OTTER TAIL COUNTY COURTHOUSE 121 WEST JUNIUS AVENUE FERGUS FALLS, MINNESOTA 56537
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney's fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 or the time for redemption is not reduced by judicial order, is 11:59 p.m. on December 3, 2021. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
AT THE TIME OF THE COMMENCEMENT OF SAID MORTGAGE FORECLOSURE PROCEEDINGS, SAID LANDS WERE NOT AGRICULTURAL LANDS AS DEFINED BY THE MINNESOTA OMNIBUS FARM ACT, LAWS OF 1986, CHAPTER 398.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
THIS IS AN ATTEMPT TO COLLECT A DEBT. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Mortgagors released from financial obligations on mortgage: None.
Pursuant to Minn. Stat. §580.025, the party foreclosing the Mortgage provides the following information, to the best of its knowledge:
(1) Physical Street Address, City and Zip Code of Mortgaged Premises:
43333 Co Hwy 123 Perham MN 56573
(2) Transaction Agent, Residential Mortgage Servicer, Lender or Broker: United Community Bank
(3) Tax Parcel Identification Number of Mortgaged Premises:
20-000-14-0084-001
(4) Transaction Agent's Mortgage Identification Number, If Stated On Mortgage:
XXX1125-10
(5) Name of Mortgage Originator, If Stated on Mortgage:
United Community Bank
Dated: March 25, 2021
UNITED COMMUNITY BANK
By /s/ Scott T. Johnston
Scott T. Johnston
Attorney Reg. No. 52334
Attorney for Mortgagee
THIS INSTRUMENT WAS DRAFTED BY:
JOHNSTON LAW OFFICE, P.A.
SCOTT T. JOHNSTON, ATTORNEY AT LAW
Easton Place, 510 22nd Avenue East #101
PO Box 1218
Alexandria MN 56308-1218
320-762-8814
Our File No. 20-202STJ
4/8, 4/15, 4/22, 4/29, 5/6, 5/13 2882546